📈 8-week financial challenge
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📈 8-week financial challenge

An eight week plan to set up the rest of your financial life! Personal finances are, obviously, personal - so we think it’s worth considering professional help. If you’re a young single professional, then your financial situation should be simple enough for https://go.uprise.us/arrange which makes full financial plans for free. If your household has a net worth greater than $1M, then you may want to get a flat fee financial planner from a place like https://go.uprise.us/facetwealth

  • 8 tasks
  • 8 hours

Tasks

Once you've subscribed, you can add, delete, edit or update any task to personalize your plan.

  • 📈 Check your credit score

    Credit is the foundation of your financial life: it impacts your ability to get credit cards, a mortgage, a student loan, an apartment, a cell phone plan, and even an insurance policy. Get a free credit check: https://link.joinarrange.com/8weekfinancialchallenge_creditkarma

    • 60m
    • On event date
  • 📈 Stay out of debt first

    If you carry a credit card balance each month, pay that down first. Take out a lower interest rate loan from Tally: https://link.joinarrange.com/8weekfinancialchallenge_tally

    • 60m
    • 1 week after
  • 📈 Optimize your credit cards

    Once you're paying down your credit card balance each month, make sure you have the most rewarding credit cards. If you travel, get the Chase Reserve: https://link.joinarrange.com/8weekfinancialchallenge_chasereserve

    • 60m
    • 2 weeks after
  • 📈 Secure your retirement

    Use a retirement calculator like the one below to make sure you’re saving enough for retirement. If your company offers a 401(k) match, make sure you max it out! It’s free money. Set your contributions to run automatically each month. https://link.joinarrange.com/8weekfinancialchallenge_retirementcalc

    • 60m
    • 3 weeks after
  • 📈 Sketch out your goals

    Make a list of all the major ($10K+) purchases you want to make between now and retirement. This is surprisingly straightforward - some common goals are buying a house or starting a business. Sketch out how much each of those things will cost and what year they'll happen.

    • 60m
    • 4 weeks after
  • 📈 Price out your goals

    For each of your goals, figure out how much you need to save each month. You can use 10% (the avg stock market return) for anything greater than 3-5 years out. Use this savings calculator: https://link.joinarrange.com/8weekfinancialchallenge_savingscalc

    • 60m
    • 5 weeks after
  • 📈 Save for near-term goals

    You’ll want to save in cash for any goals you have within the next 3-5 years in a high-yield savings account. Affirm offers the highest interest rates now: https://link.joinarrange.com/8weekfinancialchallenge_affirm

    • 60m
    • 6 weeks after
  • 📈 Invest for longer term goals

    Money you either don’t need in the next 3-5 years for a near-term goal or that’s not going toward retirement should be invested so it can grow and compound. Create a set-it-and-forget-it diversified portfolio through Wealthfront: https://link.joinarrange.com/8weekfinancialchallenge_wealthfront

    • 60m
    • 7 weeks after
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